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Three ways to save money…

Fast from spending

If you are more of a spender than a saver, a spending fast may work. A spending fast is simply a period where you decide to spend only on necessities. You give up your morning lattes, fast-food visits and other wants to concentrate on building savings.

Save it and forget it

The best way to save is to commit to an automatic savings plan. This is a great way to boost savings, especially if you lack discipline. Consider having money deducted from your bank account each pay period and moved to a savings account.

Reduce your debt

Do you have credit card debt? Are you paying finance charges? Such charges eat away at your income and savings. Getting your debt under control is essential to saving money.

Take time to list your creditors, from the highest interest rate to the lowest. Use your resources to pay off the highest-interest liabilities first.

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