Three tips for Christmas shopping…

Make a list and a budget

If you’ve made a list of gifts to buy, you’ll have a good idea of how much money you’ll spend in total, although you still need to plan for unforeseen purchases and price variations!

If you’re a very organised person, you already have the expected amount in your bank account and will be able to pay cash for everything. Otherwise, you might wince at the list… In this case, calculate the amount that you know you can realistically spend on gifts. This amount is your Christmas budget. Avoid putting impulse purchases on a credit card that you know you won’t be able to pay for a long time.

Plan with the internet

Instead of going on a long and exhausting tour of the stores, do some screen shopping! Almost all stores have a website, some of them even allowing you to check an item’s availability in a store near you. And you can shop whenever you want, night and day!

Look for deals

Keep store flyers instead of recycling them and compare items in the stores’ printed and electronic publications. Some articles are sometimes at a 50 percent discount to attract customers. It’s up to you to take advantage of these great offers, without buying too much of course!


Your first stop before buying a home. View the whole picture.